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Homeowner Loans Homeowner Loans
Here at First Rate Loans we have a wealth of experience helping people who have difficulty in arranging a loan due to their circumstances including people with credit problems. Secured debt consolidation loans can cut your monthly outgoings by up to 50%. We aim to get you the best deal from a wide panel of lenders which gives us access to more than 250 fantastic products.
 
Homeowner Loan
To Apply for a Homeowner Loan Online
Apply for a Homeowner Loan Online
 
What is a Homeowner Loan?
  • Secured homeowner loans - available to UK homeowners with a current mortgage
  • Secured homeowner loans - secured on property
  • Unsecured homeowner loans - available to UK homeowners with or without a current mortgage
  • Unsecured homeowner loans are not secured on property and borrowers are not required to offer any form of additional security to the lender
  • The Interest rate for a UK secured homeowner loan is usually lower than an unsecured homeowner loan
  • Interest rates for Homeowner loans are usually lower than rates for comparable unsecured loans
  • loan amounts from £5,000 to £250,000
  • loan terms from 3 to 30 years
Benefits of a Homeowner loan
  • No upfront fees
  • Fast payout
  • Keep current rate on Mortgage
  • No interview, no salesmen, no solicitors, no hassle
  • Adverse credit? - No problem
  • Difficult to prove income? - No problem
All Circumstances Considered
  • Mortgage arrears
  • Retired
  • CCJs
  • Earning state pension only
  • Defaults
  • Recent first time buyer
  • Discharged Bankrupts
  • Right to buy schemes
  • IVAs
  • Buy to Let
  • Being Self Employed
  • Council/Local Authority & Housing Associations
  • Late payments
  • Debt consolidation
Employed, Self Employed and Retired Applicants
  • We can help to arrange fast homeowner loans and cheap homeowner loans for full time workers, part time workers and contract workers
  • We can help to arrange personal homeowner loan finance for self employed applicants including the newly self employed
  • We can help retired applicants including applicants earning only the state pension
  • Where applicants income is more complex and difficult to prove or evidence; applicants may be able to self certify their income up to 100% of loan to value of their property
Any Purpose Homeowner Loans
  • Home Improvement loans
  • Credit card debt consolidation
  • Student loan consolidation
  • Holiday loans
  • Motorcycle loans
  • Motorhome loans
  • Wedding loans
  • Cosmetic surgery loans
  • School fees loans
  • Business loans
  • Boat loans
  • Debt loans
  • Equity release loans
  • Car loans
  • Property purchase deposit loans
  • Legal fees loans
GE Money Money Partners Blemain Finance Kensington
First Plus
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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