UK secured homeowner loans

How we can Help to Arrange a Secured Loan for you

Submit your Online Enquiry Now

Examples of where a secured loan may be be the most suitable option. We can help if:

You are a homeowner and currently hold a mortgage
You wish to consolidate debts and pay them off in the short / medium term
You want to raise capital / consolidate debts but would incur a large penalty by re-mortgaging to achieve this.
Your mortgage is at a good interest rate with a mainstream lender but a recent credit blip means they will not assist with a further advance. A secured loan can be a bridge that keeps the main mortgage in place whilst credit rating is repaired.
Your status – income or type of employment - has recently altered and your main mortgage lender will not assist.

Benefits of a Secured Loan

More generous income criteria - Affordability calculation.
Most legal purposes accepted as purpose of loan.
Arrears considered on most plans
First mortgage can be left in place and additional funds can be raised by way of a secured loan
Our preferred supplier pay for all valuations and references. In some cases there is a broker fee and legal costs, but these can be added to the loan.
Most legal purposes accepted as purpose of loan.
Speed-Approximately 17 days to complete.
Secured loan can be arranged with the borrower able to keep existing mortgage at “High Street” rates.
Clients can borrow between 5-25yrs
More flexible criteria
Advances from £7,500 - £150,000
From April 2008 all early repayment charges are transparent and apply to any size loan. Secure loan borrowers will be charged a maximum of one month's interest. The borrower is required to give 30 days notice of settlement.

If these scenarios do not match your current situation, please don’t worry because we may still be able to help you.
You will potentially pay more interest by consolidating if the loan is increased and the term is extended.

What Next?

For a free no obligation initial discussion please call Mark on 01902 897783 or Phil on 01743 368516 or, if you prefer, complete and submit our brief online enquiry form by clicking on this page on the ‘Enquire Now’ button.

Our typical rate is just 10.9% APR variable dependent on your circumstances. 66% of our customers receive our typical rate or lower. The Financial Services Authority does not regulate some forms of buy to lets, commercial loans, unsecured loans, secured loans, bridging loans and debt consolidation.