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Mortgage / Remortgage Mortgage / Remortgage
Here at First Rate Loans we have a wealth of experience helping people who have difficulty in arranging a mortgage due to their circumstances including people with credit problems. So if you are looking for help with that problem remortgage and are seeking the best mortgage available we’ll provide it from a wide panel of lenders which gives us access to more than 3000 fantastic products.
 
Mortgage / Remortgage Loans
To Apply for a UK Mortgage or Remortgage Loan Online
apply for a UK Mortgage or Remortgage online
 
What is a Mortgage?
  • A Mortgage is a house purchase loan
  • Loan is secured on the property and land until the loan is repaid
  • Available to UK residents aged 18 years and over
What is a Remortgage?
  • A Remortgage is a loan used to repay a mortgage and may involve borrowing additional monies
  • Loan is secured on the property and land until the loan is repaid
  • Available to UK residents aged 18 years and over
  • Loan amounts from £3,000 to £1,000,000
  • Loan terms from 3 to 30 years.
Benefits of a Remortgage
  • Fixed / Discount deals available
  • No need to move house
  • No tie in schemes available
  • Unlock the capital in your home
  • Rates typically lower than secured / unsecured loans
  • Fast processing quick payout
All Circumstances Considered
  • Mortgage arrears
  • Defaults
  • Discharged Bankrupts
  • IVAs
  • Being Self Employed
  • Mortgage loan adverse credit
  • Mortgage CCJs
  • Late payments
  • Recent first time buyer
  • Right to buy schemes
  • Shared ownership schemes
  • Debt Consolidation
  • Bad credit Remortgage loan
Employed, Self Employed and Retired applicants
  • We can help to arrange fast mortgages or remortgages and cheap mortgages or remortgages for full time workers, part time workers and contract workers
  • We can help to arrange mortgages and remortgages for self employed applicants including the newly self employed
  • We can help retired applicants including applicants earning only the state pension
  • Where applicants income is more complex and difficult to prove or evidence; applicants may be able to self certify their income up to 100% of loan to value of their property
Any Purpose Remortgages
  • Home Improvement
  • Credit card debt consolidation
  • Student loan consolidation
  • Equity release loan
We can offer great products from a wide panel of lenders including features such as:
  • Mortgages for any purpose & status
  • Loans up to 125% (inc FTB)
  • Non standard construction
  • High rise properties
  • Buy to Let
  • Discounted introductory plans
  • Fixed rate Mortgages
  • Tracker Mortgages
  • Right to buy 85% of market value
  • Self cert to 90% (not FTB)
GE Money Money Partners Blemain Finance Kensington
First Plus
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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