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Our
Experience
First Rate Loans is a trading
name of Affordable Finance Limited. Our Business
was formed by our two directors who between them have
more than 50 years experience in the personal finance
sector. You can be confident that you will benefit
from our great experience in helping you to get the best deal to suit your circumstances.
Our
Expertise
Having worked for some of the
UK’s largest high street and specialist lenders,
we understand that each and every one of our clients is unique. Our comprehensive knowledge of personal finance
products and services means that we can help most clients and we specialise in the provision of mortgage advice and the associated areas of home insurance, income protection, mortgage protection, private medical and mortgage life cover. We can help whatever your financial requirements may be. You will profit from
our in-depth understanding of the marketplace. We are
dedicated to providing you with access to a whole of market range of market-leading products to meet your needs.
Our Service
We offer our clients’ comprehensive whole of market mortgage advice which means you will get the most suitable mortgage to match your needs. To give you the best mortgage advice we conduct a full fact find and present you with our recommendations for the most suitable options. This will include advising you on the most suitable and affordable means of protecting your loved ones and your most valuable assets, namely your family, health, income, home, mortgage and personal possessions.
Following completion of the fact find we will conduct whole of market research in order to identify the mortgage products which most closely match your needs.
Should you accept our recommendations we will take responsibility for dealing with the application process on your behalf in order to efficiently arrange your mortgage. This includes completing all application forms and collating supporting documentation. We will submit your applications to the selected lenders/intermediaries/product providers. We will liase with third parties including lenders, insurers and surveyors and we will continue to progress chase your application at all key stages, through to completion.
We will keep you informed and updated on your applications progress at all key stages.
We believe that our service to you should extend beyond the completion of your mortgage or loan. Accordingly we will offer you an annual review of your mortgage and associated financial arrangements in order to ensure that your financial solutions continue to be suitable for your needs and circumstances.
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